SMSquare Credit ServicesVehicle Finance Customer Portal
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Help & FAQs

What types of vehicles can I finance with your company?

We offer financing options for a wide range of vehicles, including cars, motorcycles, trucks, vans, SUVs, and commercial vehicles. We provide loans for new and pre-used vehicles.

What are the eligibility criteria for vehicle financing?

Eligibility depends on factors such as: - Income - Credit history (CIBIL score) - Employment status - Type of vehicle being financed Generally, applicants must: - Be legally eligible to apply. - Have a stable source of income. - Maintain a satisfactory credit history.

What documents are required for applying for vehicle finance?

Identity & Address Proof (Any applicable document) - Aadhaar Card - PAN Card - Voter ID - Driving Licence - Passport-size Photograph Address Proof - Electricity Bill - Telephone Bill - Municipal Tax Receipt - Water Tax Receipt - Aadhaar Card These documents are required for the Applicant, Co-applicant (if applicable), and Guarantor (mandatory).

Can I transfer my existing vehicle loan to your company for better terms?

Yes, we offer loan transfer facilities where you can transfer your existing vehicle loan from another lender to our company for better terms and conditions, subject to approval.

Is insurance mandatory with a vehicle loan?

Vehicle insurance is generally required as per applicable regulations and lender policy. Financing for insurance and related charges may also be available, depending on the product.

Can I get a loan for a used vehicle?

Yes, used vehicle loans are available subject to eligibility, vehicle age, valuation, condition, and documentation.