SMSquare Credit ServicesVehicle Finance Customer Portal
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Help & FAQs

What is NACH?

An auto-debit mandate that deducts your EMI from your bank account automatically on the due date.

My NACH payment bounced — what now?

You will get a NACH bounce notification. Please pay the due amount manually via the app to avoid late fees until the next NACH cycle.

Can I still pay manually if I have NACH set up?

Yes. You can make a manual payment even if NACH is registered. However, the payment should be made at least 2–3 days before the EMI due date to avoid NACH presentation, bounce, and applicable bounce charges.